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Business credit card application. How to do it

Business credit card application
Enterprise

Written by Niek van Son MSc on January 22, 2025

Niek van Son

Last updated February 27, 2025

Introduction

More and more business owners are opting for a business credit card. We understand this, because a credit card for your business is very convenient. In this blog post, we explain the benefits of a credit card and how to apply for one.

Business credit card benefits

Are you unsure about a credit card for your business? A credit card offers several benefits.

  • Foreign suppliers, for example of software, can sometimes only be paid by credit card.
  • Purchases are insured. A credit card usually has purchase insurance attached to it. As a result, your purchases are insured.
  • Credit card companies often offer a delivery guarantee, giving you your money back if your purchase is not delivered.

Business credit card application

A business credit card is possible in conjunction with a business account, but it is also available separately. Below are providers of credit cards you can use for your business.

Loose business credit card application

At International Card Services, you can apply for business Visa and Mastercard debit cards. You link the credit card to your business account. This is where your credit card expenses are debited each month. The cost per card can be viewed on the website.

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American Express credit card application

Business customers can also apply for a debit card from American Express. The advantage of American Express is that users can participate in the Membership Rewards savings program. This allows you to save for gifts, trips and days out, for example. Disadvantage of American Express is that the debit card is not as well accepted worldwide as Visa and Mastercard credit cards.

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Apply for an ING business credit card

In combination with a business account, ING offers the ING Business Card for SMEs. For large companies, the bank offers the ING Corporate Card. These payment cards are issued in cooperation with Mastercard. The cost for the ING Businesscard is €39.95 per year.

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ABN AMRO business credit card application

ABN AMRO also offers a Business credit card and Corporation credit card to its business customers. This credit card is also issued in cooperation with Mastercard. ABN AMRO charges €40 per year for the Business Credit Card.

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Business credit card Rabobank application

Corporate clients of Rabobank can use the Rabo BusinessCard. You can choose whether to link a Visa or Mastercard credit card to your business account. The Rabo BusinessCard costs €2.75 per month, or €33 per year.

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Apply for Knab business credit card

The low cost of a business account makes Knab popular with many small business owners. At Knab, you can apply for a business Mastercard or American Express Business Card. The cost for the Mastercard is €35 per year. The American Express Business Card costs € 85 per year, but is free if you spend at least € 2500 per year.

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Apply for SNS business credit card

Do you have a business account with the SNS bank? Then you can apply for a business VISA credit card. This is offered in cooperation with International Card Services. You pay € 32.50 per year for the SNS Business Credit Card.

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Business credit card without BKR review

Do you have a BKR registration and want to apply for a credit card? Then unfortunately we have bad news for you. Applying for a business credit card without a BKR check is not possible. However, you do qualify for a prepaid credit card. This is a credit card to which you put money that you can then spend. There are prepaid credit cards available for Mastercard and Visa, among others.

Niek van Son
THE AUTHOR

Niek van Son MSc

Marketing Management (MSc, University of Tilburg). 10+ years of experience as an online marketing consultant (SEO - SEA). Occasionally writes articles for Frankwatching, Marketingfacts and B2bmarketeers.nl.

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